What if...

        • I got turned down by another lender

          • credit is damaged by mortgage lates
        • credit is damaged by charge-offs
        • credit is damaged by Judgements
        • credit is damaged by Tax Liens
        • credit is damaged by bankruptcy
        • credit is damaged by foreclosure

        • I have no credit at all
        • I already know my scores are low

  • I can't prove my income
  • I am self-employed, and I have a lot of write-offs
  • I am self-employed but I don't have a DBA, LLC or Corporation?
  • I have changed jobs in the last 2 years
  • I have a seasonal job and collect unemployment during my months off

All you want to know is, what can I get? How much do I qualify for? What are my choices? What will my payment be?

We can get you pre-qualified for a loan right nowApply Now.


What you don't know holds you back from your dreams.  Did you know that even without proving income or assets, you can buy a home with no money down? Are you aware that a bankruptcy or foreclosure does not affect your ability to buy or refinance a home? When you are retired, you can still qualify for a home loan! The appropriate specialist will respond to your questions--keep reading:

Live chat by Boldchat Avail M-F, 10am-6pm EST 

Not able to web-chat?

EMAIL:  mysolution@MY123MORTGAGE.COM

914.244.7200   fax: 914.992.6743

 

Scared that your credit doesn't hold up to the test? We have proven many skeptics wrong.  You are a doctor, or a beautician, a painter or an attorney...but you simply don't pay on time.  You lose the statements, you procrastinate, OR you work on commission and the steady stream of income is not perfect.  There are choices. 

Can't show your assets? You have no money in the bank, or you have the assets, but it has not been there for over 60 days as most lenders prefer... There's a my123 Mortgage for that!

Late on your mortgage now or in the past?  If you were over 30 days late, chances are, your credit is affected.  60 days late, and you feel stressed because you know your credit is affected!  90 days and you're wondering how the heck you can get out of the situation.  But even when that happens, a home loan is still obtainable.  And you don't have to be treated like you're the only orange in a basket of apples.  There's a my123 Mortgage option! 

Your credit shows charge-offs or collection accounts?  AT&T or Home Depot reports that you stopped paying them and to this day they have not collected their money from you.  No problem.  Sometimes they're reporting incorrectly.  The debt is paid, or it isn't yours at all. my123 Mortgage is waiting for you!

Tax liens on your credit? Satisfied or not, many people have tax liens.  It helps if they have been paid and settled.  If you own a home, you can pay it off through the refinance.  The IRS and State taxes can put judgements and liens on your credit and your house.  Eliminate it if you haven't already.  The fact that they are there is not the end of the world.  If you ignore the liens, they can garnish your wages or freeze bank accounts.  You can face them--and rid yourself of the burden. my123 Mortgage handles these scenarios gently, as we have in the past, many times.

No FICOs?  Can you get a mortgage without having FICO scores?  Yes you can!  There are more than just a few options, depending on your situation.  We have extensive experience in handling this issue. We've seen it all. 

Foreclosure now or in your past?  Whether you're in a repayment plan or your home was just posted in the local newspaper for sale by the lender, you won't believe the legal, simple options you have.  We can help.

Bankruptcy now or in your past?  We offer Chapter 13 buy-outs.  Even if you just got discharged from bankruptcy yesterday, there's a my123 Mortgage waiting for you! 

All you want to know is, what can I get?  How much do I qualify for?  What are my choices?  What will my payment be?  Only you hold you back from the answers to those questions.  Email, call, or click on the chat link above to find out NOW.

In 15 minutes, you get pre-qualified and given options. FREE.

 

REMEMBER: YOUR CREDIT REPORT IS LIKE AN

ADULT REPORT CARD

GET IVY-LEAGUE STATUS.

here's how you can start fixing your credit... with or without our help

              

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My123Mortgage.com

Phone: 914-469-2987  Fax: 914-462-3421 *** E-mail: info@my123mortgage.com

  • A gathering of the best information from Mortgage Brokers Serving N Y, CT, IL, PA, MD, VA and more!.