This economy has hit everyone hard. It is no secret that Lenders are hurting. Many people are unable to pay their mortgages. This puts a great strain on the Lender's "books". They want to resolve the problem. It is in everyone's interest to find a solution, and this means your mortgage payments can and will be reduced. The rate can drop to as low as 5%!
Is there a catch? It would be foolish to think the Mortgage Company will work with everyone who is late on their mortgage. There are steps that must be followed and of course it is up to the lender to decide who they make agreements with.
That is where our network of retired bankers and professional attorneys come in. They know how to present your situation to the Lender in an honest but favorable light so that you have the best possible shot at saving your home! Being experienced at this means that:
The Lender will be more likely to make an amicable deal for a win-win situation.
Make the Lender stop calling me! One of the laws that have to be followed by your mortgage lender is that they have to stop calling you if you request it. We can walk you through this process. We know the endless calls and threats are getting overwhelming. The calls start at 8am and go to 8pm incessently. Sound familiar? We know. We help thousands of people going through this every single day.
Our team of professionals obtain a payment arrangement you can afford and deserve!
"I can't believe you actually did it. I had nightmares about being behind on my mortgage. I did not know where to turn and speaking to my Mortgage Company was frightful. Thank you!" -D. Maxwell, Cortlandt Manor, NY
Here are our objectives:
Avoid bankruptcy altogether
Stop the mortgage lender's nasty phone calls
Lift the anxiety of this burden and help you sleep at night
Collect the necessary paperwork
Save your home from foreclosure
Modify your loan and get you the rate and payment you deserve!
Ok, what do I have to do to save my home? So you've decided it's time to take control. Congratulations! That's step one.
Now, we need the information required to make this happen. Some of this will sound like a lot of work. But in all actuality, it may be less work than getting the mortgage in the first place. Yes, there are forms. But filling out forms and faxing paperwork is not a lot to ask in return for saving your home. We need to see the whole picture so that we can work with your Lender before it's too late.
Save your home in danger of foreclosure: 5 easy steps:
Send us any letters the Mortgage Lender sent you. If you took notes during phone calls, send us that as well. We don't encourage you to speak with your lender at this point. Again, everything you say will be used against you, but it doesn't work the other way around. If a representative at your mortgage bank says they will do something, they may not! That's why our professionals are here to help.
Fax all papers to the number at the bottom of the forms along with the Authorization to Represent so we can review it immediately.
We are available to answer any questions you may have in this process.
Please note: This particular program is NOT a traditional refinance. It is a program set up specifically for those who are in need of a Loan Modification.
This process includes negotiations that should be left to experienced attorneys and bankers on staff. Something as serious as saving your home should be handled by people who understand the Lender's objectives and know the ins and outs of the Lender's requirements to get the best possible arrangement.
Is this free? No. There is a fee. However, if you have been talking to your Mortgage Lender, you may already know the Lender usually demands payment in full for the amount past due. That can add up to $14,000 or more depending how late you are and whether there is a Notice of Sale already issued for your home. Luckily, the fee is far less than that to save your home--
with a full money-back guarantee.
So, we offer this referral to professionals that save you thousands of dollars, because they know how to work the system better than any inexperienced individual. Before they ask for any money, however, we ask that you fill out the forms. We don't want to waste anyone's time. Our time is valuable. If you don't or can't qualify, we usually know simply by reviewing the information.
It's time to get serious. It's time to take control. It's time to find out if a Loan Modification is possible. The faster you work, the faster we get to the solution.
Fax all papers to the number at the bottom of the forms along with any letters your Mortgage Lender has sent you regarding your delinquency.
Upon receipt, you will receive a phone call and/or email within 24 business hours to clarify any information necessary. We look forward to helping you obtain a Loan Modification!
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